Wage Garnishment Legal Process

Summary

In New Jersey, a creditor must obtain a judgment before garnishing wages, which cannot exceed 10% of weekly income or 25% of disposable income. Judgments have no time limit for enforcement. If a certified letter was unclaimed, it doesnt invalidate the judgment. Creditors must provide proof of the judgment in court. Consult a local attorney for detailed guidance.

Full Conversation

I have a application for garnish wage on me but I called the lawyer handling claim and they have no prove of the creditor
****, where are you located? The rules for wage garnishment vary by location.
Ocean county new jersey
In New Jersey:
- A creditor must sue and get a judgment against you before they can garnish your wages.
- Wage garnishment cannot exceed *% of your weekly income or *% of your disposable income.
For more specific advice, consider seeking a local attorney.
The lawsuit was put in to judgement in * and then transferred to a new lawyer in * and the certified letter was never claimed
It appears there's confusion around the wage garnishment. In New Jersey, there's no time limit on enforcing judgments. If the certified letter wasn't claimed, it doesn't invalidate the judgment. Consider consulting with a local attorney for detailed guidance.
If I go to court do they need to validate the judgement
Yes, in New Jersey, a creditor must provide proof of the judgment in court. This is to ensure that the debt is valid and the amount is correct. Consult a local attorney for specific advice.

Ocean County Superior Court


Phone: (*) *-*
Address: * Washington St, Toms River, NJ *
Website: www.njcourts.gov
Is that free consultation
At FreeLawChat, we provide general legal information for free. However, for specific legal advice, you should consult with a local attorney. Fees may apply for consultations. It's advised to ask about costs upfront.