Statute Of Limitations Clarified

Summary

The statute of limitations for credit card debt in Wisconsin is 6 years, making a 2007 debt likely uncollectible. If the debt address is in Iowa, the 5-year statute of limitations applies, also rendering the debt uncollectible. Collectors can contact you but cannot sue over this debt.

Full Conversation

I had a lawt
Hello ****, it seems like your message got cut off. Could you please explain your legal issue in more detail? Also, could you let me know your current location as laws can vary by region?
I had a lawyer contact me about a credit card debt, but it is from *. What is the statute of limitation
Hello ****, the statute of limitations for credit card debt varies by state. Could you tell me which state you're in so I can provide accurate information?
wisconsin
In Wisconsin, the statute of limitations for credit card debt is 6 years. If the debt is from *, it's likely uncollectible. The debt collector still can contact you, but they cannot sue you over this debt.
I live in Wisconsin but they say the address on the debt is iowa
If the address on the debt is in Iowa, Iowa's statute of limitations may apply. Iowa's statute of limitations for credit card debt is 5 years. Since the debt is from *, it should also be uncollectible there.