Debt Transfer Case Insights

Summary

Alfaro v. Solis, 42 F.3d 891 (9th Cir. 1994) is a legitimate case from the Ninth Circuit Court, addressing debt transfer and the necessity of proving original contract terms. This principle can extend to credit card debts, where debt collectors must provide evidence of the original contract to establish standing. If a debt collector lacks such documentation, they may not have the right to collect the debt.

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Is this a real case law?
Yes, Alfaro v. Solis, * F.3d * (9th Cir. *) is an actual case law from the United States Court of Appeals for the Ninth Circuit. This case deals with issues related to debt transfer and the proof required to establish standing in such cases. If you have any specific questions regarding this case or need further assistance, feel free to ask!
Would this also apply to credit cards?
Yes, the principles in Alfaro v. Solis, * F.3d * (9th Cir. *) could apply to credit card debt. The case highlights the need for documentation to prove the terms of the original contract and the debt transfer. Essentially, if a debt collector cannot provide evidence of the original contract, they may not have standing to collect the debt.
Do you have a specific issue with a credit card debt that you need assistance with?