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Post Leave Employment Options
Summary
After 12 weeks of family leave in New Jersey, you can request an extension, use PTO, or discuss flexible work. If not released by a surgeon, consider Temporary Disability Insurance or ADA accommodations. Workers compensation typically covers 70% of wages if unable to work due to injury. Health insurance may continue under COBRA or through the marketplace. If terminated, workers compensation benefits should still apply. Marketplace insurance costs vary, with options for dental and plans for those over 60.Full Conversation
What if they will not do any of the things mentioned and I still am not released by my surgeon
If your employer is not willing to extend your leave and your surgeon has not yet released you to return to work, you may consider the following options:
- Temporary Disability Insurance (TDI): You may be eligible for temporary disability benefits through the New Jersey Department of Labor.
- Family and Medical Leave Act (FMLA) Extension: Though FMLA typically only covers * weeks, some employers may allow an extension.
- Americans with Disabilities Act (ADA): Request reasonable accommodation for additional leave under the ADA.
Would you like more information on any of these options?
- Temporary Disability Insurance (TDI): You may be eligible for temporary disability benefits through the New Jersey Department of Labor.
- Family and Medical Leave Act (FMLA) Extension: Though FMLA typically only covers * weeks, some employers may allow an extension.
- Americans with Disabilities Act (ADA): Request reasonable accommodation for additional leave under the ADA.
Would you like more information on any of these options?
Does my workers compensation cover my *% of my wage after the * weeks of family leave ends?
In New Jersey, if you're receiving workers' compensation benefits, they typically cover about *% of your average weekly wage. These benefits continue as long as you are unable to work due to your work-related injury, regardless of the end of your family leave period.
Would you like more detailed information on workers' compensation benefits?
Would you like more detailed information on workers' compensation benefits?
Why would you qualify for TDI if you are already getting paid under workers compensation?
Case Rating: *
In New Jersey, Temporary Disability Insurance (TDI) is generally for individuals who are unable to work due to a non-work-related illness or injury. If you're already receiving workers' compensation for a work-related injury, you wouldn't typically qualify for TDI since workers' compensation already covers your lost wages.
Do you have any other concerns or questions about your benefits or legal options?
In New Jersey, Temporary Disability Insurance (TDI) is generally for individuals who are unable to work due to a non-work-related illness or injury. If you're already receiving workers' compensation for a work-related injury, you wouldn't typically qualify for TDI since workers' compensation already covers your lost wages.
Do you have any other concerns or questions about your benefits or legal options?
Yes, regular health insurance through the employer ending after * weeks
Case Rating: *
If your employer-provided health insurance ends after * weeks of family leave, consider these options:
- COBRA Coverage: You can continue your health insurance under COBRA for up to 18 months, but you'll pay the full premium.
- Marketplace Insurance: Explore health insurance plans through the Health Insurance Marketplace.
- Medicaid: Check if you qualify for Medicaid based on your income and situation.
Is there any specific concern or detail you need assistance with?
If your employer-provided health insurance ends after * weeks of family leave, consider these options:
- COBRA Coverage: You can continue your health insurance under COBRA for up to 18 months, but you'll pay the full premium.
- Marketplace Insurance: Explore health insurance plans through the Health Insurance Marketplace.
- Medicaid: Check if you qualify for Medicaid based on your income and situation.
Is there any specific concern or detail you need assistance with?
What if my employer lets me go after * weeks does my workers compensation still cover me for *%
Case Rating: *
If your employer terminates your employment after * weeks, your workers' compensation benefits should still cover about *% of your average weekly wage as long as you are unable to work due to your work-related injury.
Do you have any other questions or need more specific information?
If your employer terminates your employment after * weeks, your workers' compensation benefits should still cover about *% of your average weekly wage as long as you are unable to work due to your work-related injury.
Do you have any other questions or need more specific information?
What is the average cost of health insurance on the market place
Case Rating: *
The average cost of health insurance on the marketplace can vary widely based on factors like age, location, and plan specifics. However, in New Jersey, marketplace insurance premiums can range from $* to $* per month for an individual.
Would you like more detailed information on health insurance options?
The average cost of health insurance on the marketplace can vary widely based on factors like age, location, and plan specifics. However, in New Jersey, marketplace insurance premiums can range from $* to $* per month for an individual.
Would you like more detailed information on health insurance options?
Yes, including dental plan
Case Rating: *
For marketplace health insurance, including dental plans, prices can vary widely. You might want to visit the Health Insurance Marketplace website to explore specific plans and their costs.
Is there a particular aspect of health insurance or dental plans you'd like more information about?
For marketplace health insurance, including dental plans, prices can vary widely. You might want to visit the Health Insurance Marketplace website to explore specific plans and their costs.
Is there a particular aspect of health insurance or dental plans you'd like more information about?
Plan for someone over *
Case Rating: *
For someone over * looking for health and dental insurance on the marketplace, here are some general guidelines:
- Marketplace Insurance: Plans are available with varying coverage and costs. Look for plans tailored for seniors.
- Medicare: If you are * or older, you may be eligible for Medicare, which often includes options for dental coverage through Medicare Advantage plans.
Would you like more information on Medicare options?
For someone over * looking for health and dental insurance on the marketplace, here are some general guidelines:
- Marketplace Insurance: Plans are available with varying coverage and costs. Look for plans tailored for seniors.
- Medicare: If you are * or older, you may be eligible for Medicare, which often includes options for dental coverage through Medicare Advantage plans.
Would you like more information on Medicare options?
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