Wage Garnishment Limits Nj

Summary

In New Jersey, employers can garnish wages following federal guidelines, which allow up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. Disposable earnings are calculated per paycheck after mandatory deductions like taxes, Social Security, and Medicare. Health insurance and retirement contributions are not included in this calculation.

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Define disposable earnings in this situation.
In this situation, "disposable earnings" refer to the portion of an employee's wages that remain after legally required deductions, such as federal, state, and local taxes, Social Security, and Medicare. It does not include deductions for things like health insurance or retirement plan contributions.
Is that per paycheck or per month
In this context, "disposable earnings" refer to the amount calculated per paycheck, not monthly. Each paycheck is evaluated separately to determine the garnishment amount based on the guidelines.