Accident Impact On Employment

Summary

Carrington Gatlin from Arizona was involved in a car accident that wasnt his fault. His car was totalled and he is now without transportation to work. He has reported the accident to the police and his insurance company. He has liability insurance but does not have uninsured motorist coverage or underinsured motorist coverage. He is currently seeing a chiropractor 3 times a week for bodily injuries sustained in the accident. His lawyer is handling the bodily injury portion of his claim. He has filed a claim with the other partys insurance company, United Insurance, and his car has been declared a total loss. He is unsure of how this situation might affect his employment as a Production Assistant.

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I was in an accident that wasn't my fault. The car is totalled out. I no longer have transportation to work. Will it affect me if I can't make it to work?
Did you report the accident to the police and your insurance company? It's crucial to do so for potential compensation.
Yes
What state are you located in? This will help me provide you with the most accurate information regarding your situation.
AZ
What is the stance of your employer regarding your situation? In Arizona, employers are generally understanding but it varies.
Haven't received a response as of yet.
What is your insurance coverage? It's important to know as it may cover a rental car while yours is being replaced. In Arizona, it's called "loss of use" coverage.
Liability
Do you have "uninsured motorist coverage" or "underinsured motorist coverage" in your insurance policy? This could help cover your losses if the other driver is at fault and doesn't have sufficient insurance.
No
Do you have any other means of transportation to work or could you possibly work from home?
No work from home. No other way to work.
Have you considered discussing your situation with your employer and exploring potential solutions such as flexible working hours or temporary remote work?
My job doesn't offer remote work for my position.
What is your job position and does your company have any policies regarding situations like this?
Production Assistant. Im not sure this is why I sent an email.
What is the response of the other party involved in the accident? Have they accepted liability or is their insurance company disputing it?
Haven't talked to the other party since the day of the accident.
Do you have any legal representation or have you considered seeking one to help you navigate this situation?
The lawyer only handles the bodily injury portion of my claim.
What is the status of your bodily injury claim?
No response from them as well. I am currently seeing a chiropractor 3x a week.
What is the name of your insurance company and have they provided any updates on your claim?
No. Just Insure.
What is the status of your claim with "Just Insure"? Have they given you any information about compensation for your totalled car?
I filed the claim with the other party's insurance.
What is the response from the other party's insurance regarding your claim?
That my car has been declared a total loss.
What is the estimated value of your car before the accident? This information is crucial in determining the compensation you might receive for your totalled car.
Will I get in trouble for asking for advice if I already have a lawyer?
No, seeking advice from multiple sources is not illegal. However, it's best to communicate openly with your current lawyer about your concerns.
Ok thank you.
What is the name of the other party's insurance company?
United Insurance
What is the status of your claim with United Insurance?
Not sure.
What is the estimated value of your car before the accident? This will help determine the compensation you might receive for your totalled car.
Im still waiting for a response. Im not sure if I'll have a way to work tomorrow.
I'm sorry to hear that. Could you please clarify if this is related to a legal issue such as employment law or transportation law?
I was in an accident that wasn't my fault
I'm sorry to hear about your accident. Can you please provide more details about the accident? For example, were there any witnesses or police reports made?