Mortgage Default After Death

Summary

The users parents are deceased and the mortgage company claims the loan is in default. The loan is in the users fathers name. The users mother left a will bequeathing everything to the user. The mortgage company wont share loan information as the estate hasnt gone through probate and the user hasnt been declared the estates successor. The user was advised to consult an attorney to determine if probate is necessary, file a probate case if needed, and request to be appointed as the estates personal representative. The user was also advised to contact the local probate court for specific guidance.

Full Conversation

i need help with the mortgage company as they are saying the loan is in default. Problem is the loan is in my dads name and he is deceased. My mom has also passed and had a last will and testament leaving everything to me. The mortgage company will not give me any info pertaining to the loan as it has not gone through probate and I have not been deemed the successor of the estate.
I'm sorry to hear about your situation, ****. To assist you better, could you please let me know which state you are located in?
MN
Thank you for providing your location, ****. In Minnesota, the process of transferring property after someone passes away is called probate. Here are some steps you can take:

*. Determine if probate is necessary: Consult with an attorney to determine if probate is required to transfer the property to your name.

*. File a probate case: If probate is necessary, you will need to file a probate case in the district court of the county where your dad resided at the time of his death.

*. Obtain letters of administration: Once the probate case is filed, you can request to be appointed as the personal representative of the estate. This will give you the legal authority to handle the affairs of the estate, including dealing with the mortgage company.

For specific guidance and to understand the rules and procedures in your county, I recommend contacting the probate court in your area. If you provide me with the city or county you are located in, I can provide you with the contact details of the nearest probate court.
thank you
You're welcome, ****. If you let me know the city or county you are located in, I can provide you with the contact details of the nearest probate court in Minnesota.
Litchfield
In Litchfield, Minnesota, you can contact the Meeker County District Court for probate matters. Here are the contact details:

Meeker County District Court
Address: * N Sibley Ave, Litchfield, MN *
Phone: (*) *-*

Please reach out to them for specific guidance and assistance with your probate case.
ok
Is there anything else I can assist you with, ****?
no thank you
You're welcome, ****. If you have any more questions in the future, feel free to reach out. Have a great day!