Mortgage Succession Without Will

Summary

In Pennsylvania, if you die intestate (without a will), your property generally goes to your closest relatives. Your girlfriend, not being a legal spouse, may not automatically inherit. However, there are ways to ensure she can continue living there: add her to the deed, create a will stating your wishes, or purchase a life insurance policy to cover the mortgage. Consult an estate attorney for personalized advice.

Full Conversation

just a question about my mortgage
Hi ****, sure, I'd be glad to help. Could you please specify what your question about your mortgage is?
if i die with no will, can my girlfriend take over the mortgage and continue to live here with our kids?
Hello ****, in Pennsylvania, if you die intestate (without a will), your property generally goes to your closest relatives. Your girlfriend, not being a legal spouse, may not automatically inherit. However, there are ways to ensure she can continue living there:
- Add her to the deed
- Create a will stating your wishes
- Purchase a life insurance policy to cover the mortgage.
Consult an estate attorney for personalized advice.
ok thank you
You're welcome, ****. If you have any more questions in the future, don't hesitate to ask. Take care.