Inheritance Check Deposit Options

Summary

If you have a negative ChexSystems history, consider opening an account with local Seattle banks like BECU, Sound Credit Union, or Seattle Credit Union. Alternatively, use check-cashing services or request the trustee to issue funds differently. Non-ChexSystems banks like Chime or Varo are also options.

Full Conversation

I have received an inheritance check for *,* dollars from the sale of my grandparents estate I am an heir in their trust they're dead and my aunt is the executive trustee. I can't deposit it because I have negative history on the chexsystem database how can I get my money from this check as soon as possible? What options do I have to get paid from my check from my trust fund account,?
Hey Charli! You have a few options:
- Open a new bank account: Try smaller local banks or credit unions that may not use ChexSystems.
- Check-cashing services: Some stores offer check-cashing services for a fee.
- Speak with your aunt: Ask if the trustee can issue the funds in another form.
Would you like more details on any of these options?
What local banks will let me deposit and bank with them if I have suspected fraud and which local Seattle banks or unions don't keep me from opening accounts due to chexsystem?
Charli, in Seattle, some banks and credit unions might be more lenient regarding ChexSystems:
- BECU (Boeing Employees Credit Union)
- Sound Credit Union
- Seattle Credit Union
You can also consider non-ChexSystems banks like Chime or Varo. Do you need more details on any of these options?