Car Loan Liability Clarified

Summary

Liability for a car loan typically falls on the person who signed it. In Illinois, if you didnt co-sign your husbands car loan, youre generally not responsible. However, lenders may attempt to collect from marital property if your husband defaults. Consult a local attorney for specific advice.

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Am I reliable for my husbands car loan if I didn’t co-sign it or put my name on the loan or paid anything towards it if he isn’t able to pay for it?
Hello ****, the responsibility for repaying a car loan usually relies on the person who signed the loan. However, laws can vary based on location. Could you let me know where you're located so I can provide more accurate information?
Quincy Illinois
Hello ****, in Illinois:
- Liability generally falls on the person who signed the loan.
- If you didn't co-sign, you're typically not responsible for your husband's car loan.
- However, if the lender can't collect from your husband, they may try to collect from marital property.
For more specific advice, consult a local attorney.