Preventing Unauthorized Account Access
Summary
The user is a married woman from West Virginia who is concerned about her husband accessing their joint bank account. She feels her privacy is being invaded as he monitors her transactions, despite having his own separate account. She has not taken any steps yet to prevent this and has not discussed the issue with her husband. She is considering seeking legal advice and possibly mediation to resolve the issue. The nature of their relationship is currently strained due to trust issues.Full Conversation
husband opened a new bank account in secret- keeps logging into joint account
What state are you currently residing in, Brittany? This will help me provide you with the most accurate information.
can I make him stop
What actions of your husband would you like to stop?
West Virginia
Are you seeking to prevent your husband from accessing the joint account or opening new accounts without your knowledge?
accessing thr joint account
What steps have you taken so far to prevent your husband from accessing the joint account?
none
Have you contacted your bank about this issue? They may be able to provide options such as changing account access or creating a new account.
I have not
It's advisable to contact your bank immediately and discuss the situation. They can guide you on how to secure your joint account.
Okay thank you
What is the name of your bank? This will help me provide you with their contact details.
United bank
What type of account is it that you share with your husband? It's important to know as different account types have different rules.
joint checking
What is the reason you want to prevent your husband from accessing the joint account?
he has his own account that I have no access to- his check is deposited into his account- no reason for him to access this account
What is the nature of the transactions he is making from the joint account?
he is just logging on to see what I am doing in the account
Have you considered discussing this issue with your husband or seeking mediation to resolve it? In West Virginia, both parties have equal rights to a joint account.
no
Have you considered seeking legal advice to understand your rights and options in this situation?
Yes
What is the nature of your relationship with your husband currently? Are you separated, in the process of divorce, or living together?
no
What is your current marital status with your husband?
married
What is the nature of the transactions he is making from the joint account?
none he is just logging on ti see what is being spent
What is your husband's reason for wanting to monitor the joint account?
I don’t know
Have you considered discussing this issue with your husband or seeking mediation to resolve it?
no
What is your husband's reason for wanting to monitor the joint account?
I’ve told him to stop accessing the account
What is your husband's response when you tell him to stop accessing the account?
He won’t
What is your husband's reason for not stopping when you've asked him to?
he says he wants to make sure of things
What exactly does your husband want to "make sure of" by accessing the joint account?
I don’t know
What is your husband's reason for not stopping when you've asked him to?
I don’t know
What is your husband's reason for wanting to monitor the joint account?
I don’t know
What is your husband's response when you tell him to stop accessing the joint account?
he just says he wants to check it out
What is your husband checking in the joint account?
idk
What is your husband's reason for not stopping when you've asked him to stop accessing the joint account?
i guess he doesn’t trust me
What makes you feel that your husband doesn't trust you?
he won’t take my word for anything
What specific actions or words from your husband make you feel that he doesn't trust you?
he won’t stop accessing the account after I asked him to stop
Have you considered seeking legal advice or a mediator to discuss this issue with your husband?
no I don’t know how to do that
Would you like me to provide you with information on how to find a mediator or a lawyer in West Virginia?
sure
What type of mediation or legal advice are you seeking: family law, financial, or both?
both I guess
What is your zip code? This will help me find the nearest family law attorney and financial mediator in West Virginia for you.
*
What is the nature of your relationship with your husband currently? Are you separated, in the process of divorce, or living together?
living toghether
What is the nature of the transactions he is making from the joint account?
none
What is your husband's reason for wanting to monitor the joint account?
idk
What is your husband's response when you tell him to stop accessing the joint account?
now he says he wants out marriage to work
Have you considered marriage counseling to address the trust issues in your relationship?