Tax Auction Home Redemption
Summary
Aimees home was sold in a tax auction due to outstanding tax debt. She was unaware of the auction date due to incorrect information from the county clerk. She was advised that in New York, she has the right to redeem her property within 2 years of a tax sale by paying the outstanding tax debt plus interest and penalties. She was also provided with the contact details of The Legal Aid Society of Rochester for further assistance.Full Conversation
My home was sold in a tax auction 5 days before another sale was to close. Is there anything i can do?
Did you receive any notice about the tax auction prior to it happening?
Yes. That was why i was selling the house. Both my realtor and lawyer knew about the foreclosure notice
Did you or your lawyer take any action after receiving the foreclosure notice?
In New York, homeowners have the right to redeem the property within 2 years of a tax sale.
In New York, homeowners have the right to redeem the property within 2 years of a tax sale.
I tried to make payments but couldnt afford it
What was the response from the tax office when you tried to make payments?
In NY, you can redeem your property within 2 years of a tax sale.
In NY, you can redeem your property within 2 years of a tax sale.
Set up a payment plan but couldnt afford it
What is the current status of your payment plan with the tax office?
In NY, if you default on a payment plan, the tax office may proceed with foreclosure.
In NY, if you default on a payment plan, the tax office may proceed with foreclosure.
Delinquent
What is the amount of the outstanding tax debt?
In NY, if tax debt is delinquent, the property can be sold at a tax auction. You have the right to redeem within 2 years.
In NY, if tax debt is delinquent, the property can be sold at a tax auction. You have the right to redeem within 2 years.
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Did you receive any notice about the redemption period after the tax sale?
In NY, you have the right to redeem your property within 2 years of a tax sale by paying the outstanding tax debt plus interest and penalties.
In NY, you have the right to redeem your property within 2 years of a tax sale by paying the outstanding tax debt plus interest and penalties.
No
Did you inform your realtor and lawyer about the tax auction notice?
I did not know it was going to auction. The county clerk told me, incorrectly, that the auction would take place in november but it happened in September
Did you receive any written communication from the county clerk about the auction date? In New York, the county is required to provide written notice of the tax sale.
Not about the auction date
Did you receive any other form of communication about the auction date from the county clerk or any other source?
Not about the auction date
Did you or your lawyer attempt to contact the county clerk for clarification about the auction date after receiving the incorrect information?
No. I didnt know the information was incorrect until the auction has already happened.
Did you or your lawyer take any action after the auction took place?
Not yet
What is the current status of your property? Have you been officially evicted or are you still residing there?
Still living there. The sale was only 3 days ago
What steps have you taken since the sale occurred? In New York, you have the right to redeem your property within 2 years of a tax sale.
None
What is the name of the county where your property is located? This will help us provide you with the contact details of the nearest court.
* brockport spencerport rd brockport, ny *
Your property is located in Monroe County. The nearest court is Monroe County Supreme Court, located at * Exchange Blvd, Rochester, NY *. Phone: (*) *-*.
Not helpful
I'm sorry to hear that. Can you please specify what kind of help or information you are looking for?
I want to know if i can get my home back
In New York, you have the right to redeem your property within 2 years of a tax sale by paying the outstanding tax debt plus interest and penalties. Have you considered this option?
I have no money
Have you considered seeking assistance from legal aid services or non-profit organizations that help with housing issues?
No. I dont know of any
Have you tried reaching out to The Legal Aid Society of Rochester? They provide free legal services to individuals facing housing issues. Their contact number is (*) *-*.