Save Home From Foreclosure

Summary

Foreclosure in New York involves a 90-day pre-foreclosure notice and a mandatory settlement conference. Homeowners can explore loan modification programs to make payments more affordable. If these options dont work, contacting a HUD-approved housing counselor or seeking legal aid can provide additional support.

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New York
Foreclosure can be a complex issue, but there are several options and protections available for homeowners in New York:
- Pre-Foreclosure Notice: Lenders must send a *-day notice before starting foreclosure.
- Mandatory Settlement Conference: A meeting between the homeowner and lender to negotiate alternatives to foreclosure.
- Loan Modification Programs: Options to modify your loan terms to make payments more affordable.
Have you received any notices from your lender yet?
None worked
It sounds like you're in a challenging situation. Here are additional steps you can consider:
- Contact a HUD-Approved Housing Counselor: They offer free assistance to homeowners facing foreclosure.
- Seek Legal Assistance: New York has many legal aid organizations that can help negotiate on your behalf.
Do you want information on how to reach a HUD counselor or legal aid?