Double Escrow Charge Legality

Summary

In Louisiana, double charging of escrow is generally not permissible unless agreed upon. Review your contract and consult a local real estate attorney for clarity. If you refuse to pay an illegitimate charge, it may impact your credit, but you can dispute it. Contact the company and credit bureaus, document your objections, and seek legal assistance. The Louisiana State Bar Associations Lawyer Referral Service can help you find a local real estate lawyer for an initial consultation.

Full Conversation

Oakdale LA
Hello, in Louisiana, double charging of escrow is generally not permissible unless agreed upon. However, to be sure:
- Review your contract carefully.
- Consult with a local real estate attorney.
For detailed interpretation, you may contact a local legal aid.
If I refuse can they put it on my credit report
Hello, if you refuse to pay an illegitimate charge and it's reported as delinquency, it may negatively impact your credit. However, you can dispute it. You should:
- Immediately contact the company and the credit bureaus.
- Document your objections.
- Seek legal assistance if necessary.
If done all those things accept speak to a lawyer. How do I speak to a lawyer just to ask if this is legal
You can find a lawyer through the Louisiana State Bar Association's Lawyer Referral Service. This service can connect you with a lawyer in your area who specializes in real estate law. They can provide you with an initial consultation.