Mortgage Broker Reporting Guidelines

Summary

Mortgage brokers in Florida can be reported for improper loan assignments and foreclosure actions. Relevant statutes include Florida Statute 494.00255, which governs mortgage broker conduct, and Florida Statute 559.72, addressing prohibited debt collection practices. If a broker acquired an allonge and assignment without notifying the bankruptcy court or borrower, and initiated foreclosure despite payments, these actions may violate state laws. Complaints can be filed with the Florida Office of Financial Regulation. For small claims against an auto finance company in Palm Beach County, use the Statement of Claim form. Visit the Palm Beach County Clerks website or office for forms and filing guidance. Access online court records for case searches against companies like Ally Financial.

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can a mortgage broker be reported to the State of FL if they acquire an allonge and assigment on a loan that they originally funded in a different company name, transferred and then acquired it with a new company name, same corporate officer. when they acquired the allonge and assignment, was * weeks after the first bankruptcy payment, never notified bankruptcy court that they were the new owners of the note, never notified borrower, and although borrower made all payments in bankruptcy and post bankruptcy they triggered foreclosure for non-payment when all payments were sent to their servicer

Yes, a mortgage broker can be reported to the State of Florida for such actions. You may consider filing a complaint with the Florida Office of Financial Regulation. Have you tried contacting the broker or servicer to resolve the issue directly?

what statute would they have violated? would it matter that they were not a mortgage broker at the time of the original loan but had a license during the allonge and assignment before they let it lapse

Hi Lem, it seems like there may be violations related to Florida's mortgage and foreclosure laws. Here are some relevant statutes:
- Florida Statute *.*: Mortgage Brokerage and Mortgage Lending Law - outlines the conduct expected of licensed mortgage brokers.
- Florida Statute *.*: Prohibited Practices in Debt Collection - potentially applicable if the foreclosure was improperly initiated.
Would you like more detailed information on these statutes?

yes

Case Rating: *.
Sure, Lem! Here are more details on the relevant statutes:
- Florida Statute *.*: This law governs the responsibilities and conduct of licensed mortgage brokers, including requirements for licensing, ethical conduct, and notification procedures.
- Florida Statute *.*: This statute addresses prohibited practices in debt collection, including misrepresentation of debt, improper communication, and failing to credit payments.
Would you like information on how to file a complaint with the Florida Office of Financial Regulation?

yes

~Florida Office of Financial Regulation (OFR)
Phone: (*) *-*
Website: www.flofr.com

Would you like guidance on how to complete and submit a complaint form to the OFR?

which form would be the most appropriate palm beach county small claim court suing an auto finance company for accounting of the loan, an title of car after several written and calls with company

Hi Lem, for suing an auto finance company in Palm Beach County Small Claims Court, you would generally use the Statement of Claim form. This form allows you to detail your issue and the relief you are seeking.
Would you like more information on how to complete this form?

do you have a link to that form

Lem, you can find the Statement of Claim form for Palm Beach County Small Claims Court on their official website. Here's the link:
[Statement of Claim Form](https://www.mypalmbeachclerk.com/departments/civil-court/small-claims)
Would you like any guidance on how to fill out this form?

not seeing the form, which statement of claim form would be appropriate

For suing an auto finance company in Palm Beach County Small Claims Court, the appropriate form is the "Statement of Claim" form. The website may have been updated or the link may have changed.
Please visit the Palm Beach County Clerk's official website and navigate to the Small Claims section for the most current forms. Would you like more detailed steps on how to fill out the form?

they have packages for statement of claim for specific scenarios, how would i get a general one

You can obtain a general Statement of Claim form by visiting the Palm Beach County Clerk's office in person or by calling them to request the form. They should provide you with a generic form that you can use for your case.
Would you like the contact information for the Palm Beach County Clerk's office?

yes

Sure, Lem! Here’s the contact information for the Palm Beach County Clerk's office:

Palm Beach County Clerk's Office

Phone: (*) *-*
Website: [Palm Beach County Clerk's Office](https://www.mypalmbeachclerk.com)
Would you like more details on how to proceed with your small claims case?

need form *.* - *.*

Hi Lem, you can find the Florida Small Claims Forms *.* - *.* on the Florida Courts' official website. Here's the link to the forms:
[Florida Small Claims Forms](https://www.flcourts.org/Resources-Services/Court-Improvement/Family-Courts/Small-Claims)
Would you like guidance on how to fill out any of these specific forms?

i'm still not able to find a general statement of claim for to file in palm beach county court

Hi Lem, you can use the general "Statement of Claim" form for Palm Beach County Small Claims Court. If you are still having trouble locating the form online, you can visit the Palm Beach County Clerk's office in person or call them to request the form.

~Palm Beach County Clerk's Office
Phone: (*) *-*
Website: [Palm Beach County Clerk's Office](https://www.mypalmbeachclerk.com)

Would you like further assistance on how to proceed with your filing?

find me a small claims case filed in the palm beach county court against ally financial

To find a specific small claims case filed in the Palm Beach County Court against Ally Financial, you can access the Palm Beach County Clerk's online court records search. Here's the link to their online records search:
[Palm Beach County Clerk's Online Records Search](https://www.mypalmbeachclerk.com/services/online-services/court-records)
Would you like guidance on how to use the online search tool?

yes

Sure, Lem! Here's how to use the Palm Beach County Clerk's Online Records Search:
- Visit [Palm Beach County Clerk's Online Records Search](https://www.mypalmbeachclerk.com/services/online-services/court-records).
- Select "Court Records" or "Case Search".
- Enter relevant details (e.g., "Ally Financial") in the search fields.
- Review the search results for relevant cases.
Would you need assistance with any other legal issues?

which small claim packet in palm beach county can be used to file for an auto title from auto loan company

Hi Lem! For an auto title issue with an auto loan company in Palm Beach County Small Claims Court, you can use the "Statement of Claim" form. You can obtain this form from the Palm Beach County Clerk's office.
Would you like instructions on how to fill out this form?

the form states that it can't be used to file for an auto title

Hi Lem, it seems you might need a specific form or packet for dealing with auto title issues. For such specialized scenarios, it's best to contact the Palm Beach County Clerk's office directly to confirm which form or packet is appropriate.
Would you like the contact details or any other assistance on this?

Mortgage Broker Reporting Guidelines

Summary

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Palm Beach County Clerk's Office

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