Mortgage Note Access Rights

Summary

In Maryland, mortgage companies are required to provide a copy of your mortgage note but not the original document. You also have the right to request a loan history or ledger of your transactions. This information is not legal advice, and for more detailed assistance, it is recommended to consult a lawyer.

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Hello, I asked my mortgage company for the wet ink signature of my loan and the ledger of my transactions.. they said I could not see the note and that the note because its not paid off and instead scanned a copy.. in this copy there was an allonge attached showing that my note was turned into a draft payable to them
Hello ****, it sounds like you're dealing with a complex issue. Could you please specify your location as laws can vary? Also, are there any specific legal questions you have about your situation?
Maryland
Hello ****, in Maryland:
- Your mortgage company should provide you with a copy of your note, but not the original.
- You have the right to ask for a loan history or 'ledger'.
Remember, this information is not legal advice. For more assistance, you might want to contact a lawyer.