Mortgage Dispute Resolution Steps

Summary

If a second mortgage is claimed after bankruptcy, verify discharge papers to ensure the mortgage was included. Send a formal dispute letter to the lender or debt collector. Keep records of all communications and consider consulting a Tennessee bankruptcy attorney for guidance.

Full Conversation

Second mortgage is claining i owe which i don't
To address the issue with your second mortgage, consider the following steps:
- Review your loan documents to confirm the terms and balance.
- Check payment records for discrepancies.
- Contact the lender for clarification and request a detailed statement.
- Consider disputing the claim in writing.
Have you contacted the lender yet to resolve the discrepancy?
Yes but they have tranfer it about * times to other lender or debt collector
Dealing with multiple transfers can complicate things. Here are a few additional steps you might consider:
- Send a written dispute to each party involved, outlining your claim.
- Keep records of all communications.
- Consult a Tennessee consumer protection attorney for guidance.
Have you considered seeking legal advice from a local attorney?
No, this loan was paid out in bankrupcy over $*, *.
Case Rating: *
It seems like you have a complex issue with your second mortgage being claimed after a bankruptcy discharge. Here are a few steps you might consider:
- Verify your bankruptcy discharge papers and ensure the mortgage was included.
- Send a formal dispute letter.
- Consider consulting a bankruptcy attorney experienced in Tennessee.
If you need further assistance or details, feel free to ask!
Thank you
Case Rating: *
It seems like a complex situation involving a second mortgage after bankruptcy. Since you haven't yet consulted an attorney, it may be beneficial to seek professional legal advice to ensure the issue is resolved properly. If you have any more questions, feel free to ask!
Thank you
Case Rating: *
It seems like a complicated situation with your second mortgage post-bankruptcy. While it's not necessary yet to contact a lawyer, it might be beneficial to consult one to ensure your rights are protected. If you change your mind, feel free to reach out for further assistance!