Name Discrepancy Foreclosure Defense

Summary

A name discrepancy in foreclosure documents may not prevent foreclosure if other details match your identity. However, misidentification can be a valid defense. To contest foreclosure in Ohio, gather all communications showing attempts to correct your name, document the impact of misidentification, and file a motion citing the discrepancy and lack of due diligence. If no other paperwork identifies you, it strengthens your case. Consider consulting with a local attorney or contacting the Ohio Legal Aid Society for assistance.

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My name is Damien Tyrone Burrs Jr and My dad is Damien Tyrone Burrs. My name is the same on my drivers license and birth certificate. My mortgage company ignored my attempts to have the record on three separate occaisons.Can your mortgage company foreclose on my house if my name is wrong on the contract and all other paperwork from them since I asked them to correct and they never did?
Your mortgage company may still proceed with foreclosure despite the name discrepancy if the other details on the contract correctly identify you. However, you may have grounds to contest it based on misidentification and lack of due diligence on their part.
Would you like more information on contesting the foreclosure and legal resources available in Michigan?
Yes but for Ohio
In Ohio, the name discrepancy might not prevent foreclosure if the other details match your identity. However, the misidentification could be a valid defense.

Ohio Legal Aid Society


Phone: (*) *-*
Website: www.ohiolegalaid.org

Would you like more details on how to contest the foreclosure based on misidentification?
yes
To contest the foreclosure based on misidentification in Ohio:
- Gather all communications showing your attempts to correct the name.
- Document how the misidentification has affected you.
- File a motion to contest the foreclosure, citing the name discrepancy and lack of due diligence.
Would you like help with drafting the motion or finding local legal assistance in Ohio?
Yes draft the motion for me
Sure, here’s a template for a motion to contest the foreclosure based on misidentification. Please consult with a professional attorney to ensure it meets all legal requirements and is properly tailored to your situation.
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STATE OF OHIO
[YOUR COUNTY] COUNTY COURT
[PLAINTIFF'S NAME]
Plaintiff,
v.
DAMIEN TYRONE BURRS, JR
Defendant.
Case No.: [Your Case Number]
Hon. [Judge's Name]
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MOTION TO CONTEST FORECLOSURE
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NOW COMES the Defendant, Damien Tyrone Burrs, Jr, and hereby moves this Honorable Court to contest the foreclosure filed by the Plaintiff, [Plaintiff's Name], and in support thereof states as follows:
*. The Defendant is misidentified as Damien Tyrone Burrs without the suffix "Jr" in the Plaintiff's foreclosure documents.
*. The Defendant has informed the mortgage company on three separate occasions that the omission of "Jr" results in a misidentification, as it refers to his father, Damien Tyrone Burrs.
*. Despite these notifications, the mortgage company failed to correct the Defendant's name in their records.
*.*. The misidentification has caused confusion and potential misrepresentation, impacting the Defendant’s ability to respond accurately.
*. The incorrect identification undermines the validity of the Plaintiff's foreclosure claim.
WHEREFORE, Defendant respectfully requests this Honorable Court to deny the foreclosure action filed by the Plaintiff.
Respectfully submitted,
_________________________
Damien Tyrone Burrs, Jr
[Your Address]
[City, State, ZIP]
[Your Phone Number]
[Your Email Address]
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Make sure to sign and date the document where appropriate. Also, file it with the court and serve a copy to the opposing party according to your local court rules. Would you like more information on the filing process or legal resources in Ohio?
What if there's no other paperwork that can identify my in the foreclosure complaint nor that they have on any paperwork
If there's no other paperwork identifying you in the foreclosure complaint, it strengthens your argument for misidentification. This could further undermine the validity of the foreclosure action.
Would you like help with gathering evidence to support your case or contacting local legal resources in Michigan?
Yes but for Ohio. I live in Ohio not Michigan
It sounds like you have a strong case for contesting the foreclosure based on misidentification. Here’s what you can do:
- Gather Evidence: Collect all communications where you requested the correction of your name.
- Prepare Documentation: Document how the misidentification has affected you.
- Draft Motion: Use the template provided and file a motion to contest the foreclosure.
Would you like more information on local Ohio legal assistance or help with any specific part of this process?