Summary
The user is facing a dispute with their HOA over unpaid dues amounting to $1500, accumulated over 3 years. The HOA has threatened to foreclose on the property, which is valued at about $500,000. The user is located in Oregon, where HOAs can initiate foreclosure for unpaid dues, but must follow specific procedures. The user has received a written demand for payment from the HOA and is seeking advice on how to respond and avoid foreclosure.Full Conversation
II need to chat with a lawyer about a dispute with the HOA
What is the nature of the dispute with your HOA, ****?
The owner (my roommate) of the house owes $* in dues, and the HOA is now threatening to take the house, property, and all belongings. Which just the property and house are valued at about $*,*. Is there any way to fight it?
What state are you located in, ****? The laws regarding HOA disputes vary by state.
Oregon
What specific actions have you taken so far to resolve this dispute with the HOA?
In Oregon, HOAs can foreclose on properties for unpaid dues, but they must follow specific procedures.
This is first I've dealt with it. I just found out a few days ago
What is the exact amount of dues owed and for how long have they been unpaid?
In Oregon, HOAs must provide a written demand for payment and give homeowners 30 days to pay before initiating foreclosure.
$* in total, it's my understanding that the fees are $* a year
What is the duration of the unpaid dues? In Oregon, HOAs can't foreclose if the amount owed is less than $*,* or the dues have been unpaid for less than one year.
I believe 3 years
In Oregon, if HOA dues are unpaid for 3 years, the HOA can initiate foreclosure. Have you received any written demand for payment from the HOA?
Yes
Have you or the owner responded to the written demand for payment from the HOA?
- In Oregon, it's crucial to respond to such demands to avoid foreclosure.
not to my knowledge
What is the deadline given by the HOA to make the payment? In Oregon, it's important to respond promptly to avoid foreclosure.
II will have to find out
Please do so. It's important to know the deadline to understand your options better. In Oregon, you generally have 30 days to respond to a written demand for payment.
Thank you for your help
You're welcome, ****. If you need further assistance, feel free to reach out. Remember, responding promptly to the HOA's demand can help avoid foreclosure.
The majority of this took place during the pandemic, and their offices were closed to the public
What is the current status of the dispute? Have you been able to contact the HOA since their offices reopened?
I will see
What is the current status of your communication with the HOA?
Unknown at this point
What is the date of the last communication you received from the HOA?
A letter about two weeks ago
What was the content of the letter you received from the HOA two weeks ago?
Just that they were going to foreclose
What is the date mentioned in the letter for the foreclosure? In Oregon, HOAs must provide at least 30 days notice before initiating foreclosure.
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