Defending Against Trespass Lawsuit

Summary

If you are being sued as a defiant trespasser, consider presenting evidence of financial contributions and property improvements as an equitable ownership claim. Highlight any verbal or written agreements regarding the property and address any breach of FHA loan terms. Consulting a local attorney for personalized advice is recommended.

Full Conversation

I am being sued as a defiant trespasser. The house that I live in has my ex best friend's name on the mortgage, however, I gave her the money for the closing cost, which I have proof of and the down payment, which I have proof of. The mortgage is a FHA loan, which required her to live in the home for at least a year. She never lived in the home. It has been 12 years and to date, I have paid the mortgage exclusively by myself. I have also made equitable updates to the home, for example the kitchen bathroom. What are my options for defense when I go to court?
Hey Taki, your situation is quite complex. Here are some general options you might consider for your defense:
- Equitable Ownership Claim: Present evidence of your financial contributions and improvements to the property.
- Agreement Proof: If any verbal or written agreement exists regarding the property, present that.
- FHA Loan Terms: Highlight the breach of FHA loan terms if applicable.
Have you considered consulting a local lawyer for more personalized advice? It might be beneficial given the circumstances.