Mortgage Options For Non Citizens

Summary

International students on F1 visas may face stricter mortgage requirements, with loans typically covering 70-80% of property value and higher interest rates. H1B visa holders may receive up to 90% financing with rates closer to U.S. Citizens. Consider contacting banks like Wells Fargo, Chase, Bank of America, HSBC, and Citibank for specific terms.

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And if I am on H1B visa
Great question! If you're on an H1B visa, the lending requirements might be slightly more favorable compared to an F1 visa. Here's some general info:
- Loan Amount: Banks may offer up to *% of the property's value.
- Interest Rate: Typically closer to that of U.S. citizens, but still might be slightly higher.
Are you currently in touch with any mortgage lenders, or do you need recommendations?
Yes need recomendations
Sure, here are some banks and lenders you might consider:
- Wells Fargo
- Chase Bank
- Bank of America
- HSBC
- Citibank
It's a good idea to contact them directly for specific terms and conditions regarding mortgages for H1B visa holders. Would you like assistance in connecting with a local mortgage broker?