Bank Withdrawal Rights Clarified

Summary

In Texas, a joint account holder can generally withdraw funds without the other’s consent. However, if the account is solely in your husbands name, the bank acted correctly in refusing the withdrawal without his permission. Confirming the type of account is crucial for understanding your rights.

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I just came from our bank been there 18 years and my husband sent me to the bank to go overdraft and I talked to my loan officer in the phone and he ok it and when I get there they Refused to give me the money without my husband's permission
Hello ****, could you please clarify if the bank account is a joint account or solely in your husband's name? Also, could you please specify your location so I can provide relevant information?
Fort Stockton Texas
In Texas, a joint account holder can generally withdraw funds without the other’s consent. However, if it's solely in your husband's name, the bank did right. Could you confirm if it's a joint account?