Old Debt Collection Defense

Summary

In Texas, the statute of limitations for debt collection is typically 4 years. If your debt is over 15 years old, it may be considered time-barred. Do not acknowledge the debt as yours, ask for a validation notice, and consult with a local attorney.

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Back about a week ago a law firm co tacted me about Texaco trying to take me to court for a debt over * yrs ago was wanting some legal advice what to do
Hello ****, could you please tell me your location? The statute of limitations for debt collection varies by state.
Texas
Hello ****, in Texas, the statute of limitations for debt collection is typically 4 years. If your debt is indeed over 15 years old, it may be considered "time-barred." Here's what you can do:
- Do not acknowledge the debt as yours.
- Ask for a validation notice.
- Consult with a local attorney.
Ok thank you
You're welcome, ****! It was my pleasure to assist you. Should you have further questions or need more legal advice in the future, don't hesitate to contact us here at FreeLawChat.