Summary
Debt collectors in Illinois must adhere to the Fair Debt Collection Practices Act, which prohibits harassment, lies, and unfair practices. If your rights are violated, contact the Illinois Attorney Generals Office. For negotiating a payment plan, having a lawyer can be beneficial to ensure fair terms. Affordable legal help is available through Illinois Legal Aid Online.Full Conversation
I have a loan that's gone to collection.
Hello ****, I'm sorry to hear about your situation. Could you please tell me which state you're located in? This will help me provide the most accurate information.
Illinois
Hello ****, in Illinois:
- Debt collectors must follow the Fair Debt Collection Practices Act.
- They cannot harass, oppress, or abuse you.
- They cannot lie or use unfair practices.
If you believe your rights have been violated, you can contact the Illinois Attorney General's Office.
Illinois Attorney General's Office
Phone: *-*-*-*
Address: * W. Randolph St., Chicago, IL *
Website: www.illinoisattorneygeneral.gov I would like to arrange some kind of payment plan but I am not sure I should do it alone, without a lawyer
****, it's often beneficial to have a lawyer when negotiating a payment plan. They can help protect your rights and ensure fair terms. If you need affordable legal help, consider contacting Illinois Legal Aid Online.
Illinois Legal Aid Online
Phone: (*) *-*
Address: * S LaSalle St, Chicago, IL *
Website: www.illinoislegalaid.org
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