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Debt Collection And Counterclaims
Summary
Landlords can sell your debt to a collection agency and still pursue separate claims, such as move-out costs. However, they cannot collect the same debt twice. If the counterclaim and the sold debt are for the same charges, it may be worth disputing the debt with the collector. Verify the legitimacy of the debt collector and review the courts decision to understand your obligations. Consider seeking legal advice to navigate this complex situation.Full Conversation
I sued my prior landlord and they counter sued me the debt collector has been contacting me since before Christmas and the decision from judge just came in
It's possible that your prior landlord either sold your debt to a debt collector or hired them to collect on their behalf. Since the judge has just made a decision, it would be important to:
- Review the court's decision to understand the ruling and any financial obligations.
- Check if the debt collector provided details about the original creditor.
- Verify the legitimacy of the debt collector.
Do you know the specifics of the judge's decision regarding your lawsuit and the counterclaim?
- Review the court's decision to understand the ruling and any financial obligations.
- Check if the debt collector provided details about the original creditor.
- Verify the legitimacy of the debt collector.
Do you know the specifics of the judge's decision regarding your lawsuit and the counterclaim?
But why would the landlord counter if they sold my debt
It's possible that even if the landlord sold your debt, they could still counterclaim in the lawsuit to address other issues or recover additional costs. A counterclaim isn't necessarily tied to the specific debt sold. Do you have a copy of the judge's decision and details on the counterclaim?
Same amount
It sounds like the situation is complex. Here are some general points to consider:
- Review the judge's decision carefully to understand the ruling.
- Verify the legitimacy of the debt collector.
- Understand the details of the counterclaim.
Do you have any specific questions about the judge's decision or the debt collector's actions?
- Review the judge's decision carefully to understand the ruling.
- Verify the legitimacy of the debt collector.
- Understand the details of the counterclaim.
Do you have any specific questions about the judge's decision or the debt collector's actions?
Move out costs was why
It sounds like your situation is fairly complex and could benefit from legal guidance. Here are some general points to help you:
- Review the court's decision carefully.
- Verify the legitimacy of the debt collector.
- Understand the details of the counterclaim related to move-out costs.
Do you need assistance understanding any specific part of the judge's decision?
- Review the court's decision carefully.
- Verify the legitimacy of the debt collector.
- Understand the details of the counterclaim related to move-out costs.
Do you need assistance understanding any specific part of the judge's decision?
The email says I'm being charged now interest so that means they sold the debt then
Case Rating: *
Yes, the conversation is recorded but can be deleted if necessary.
- The original creditor might have sold the debt or hired a collection agency.
- The debt collector can charge interest based on the terms of the original agreement.
Do you know the specific interest rates mentioned in the original lease agreement?
Yes, the conversation is recorded but can be deleted if necessary.
- The original creditor might have sold the debt or hired a collection agency.
- The debt collector can charge interest based on the terms of the original agreement.
Do you know the specific interest rates mentioned in the original lease agreement?
What does write off charge mean
Case Rating: *
A "write-off charge" means that the original creditor (like your landlord) has decided that the debt is unlikely to be collected and has removed it from their financial statements as an asset. However, this does not mean you are no longer responsible for the debt. Often, the debt is sold to a collection agency, which then attempts to collect the amount owed.
Do you need more details on how this affects your obligations or what steps you can take next?
A "write-off charge" means that the original creditor (like your landlord) has decided that the debt is unlikely to be collected and has removed it from their financial statements as an asset. However, this does not mean you are no longer responsible for the debt. Often, the debt is sold to a collection agency, which then attempts to collect the amount owed.
Do you need more details on how this affects your obligations or what steps you can take next?
But how can the counter sued for it if they sold it
Case Rating: *
Even if the landlord sold your debt, they might counter-sue you for other related costs or damages, such as move-out costs. The sale of the debt to a collection agency doesn't negate their ability to pursue other claims.
Do you need more details on how to handle the counterclaim or the actions of the debt collector?
Even if the landlord sold your debt, they might counter-sue you for other related costs or damages, such as move-out costs. The sale of the debt to a collection agency doesn't negate their ability to pursue other claims.
Do you need more details on how to handle the counterclaim or the actions of the debt collector?
So they can sue me for it and sell it to someone else so get double the money
Case Rating: *
Yes, it can seem unfair. However, while your landlord can sell the debt to a collection agency, the counterclaim might be for different damages or costs, not the same debt. They can't get paid twice for the same debt.
Do you need assistance understanding the counterclaim or dealing with the debt collector?
Yes, it can seem unfair. However, while your landlord can sell the debt to a collection agency, the counterclaim might be for different damages or costs, not the same debt. They can't get paid twice for the same debt.
Do you need assistance understanding the counterclaim or dealing with the debt collector?
It is the same debt
Case Rating: *
Your situation sounds quite complex. Here are some key points:
- A landlord can sell your debt and still pursue separate claims.
- They cannot collect the same debt twice.
- Verify if the counterclaim is for additional charges.
Would you like information on how to dispute the debt collector's claim?
Your situation sounds quite complex. Here are some key points:
- A landlord can sell your debt and still pursue separate claims.
- They cannot collect the same debt twice.
- Verify if the counterclaim is for additional charges.
Would you like information on how to dispute the debt collector's claim?
No it's for move out. Cost the same bill they been sending me
The situation is indeed complex. Here are some important points to consider:
- The landlord can sell the debt and pursue separate claims.
- They cannot collect the same debt twice.
- Verify if the counterclaim and the sold debt are for the same charges.
Would you like information on disputing the debt with the collector?
- The landlord can sell the debt and pursue separate claims.
- They cannot collect the same debt twice.
- Verify if the counterclaim and the sold debt are for the same charges.
Would you like information on disputing the debt with the collector?
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