Debt Collection Dispute Resolution

Summary

If youre facing wage garnishment due to a disputed debt, gather all relevant documents and dispute the debt with collectors and credit bureaus. Consider consulting a consumer rights attorney for guidance. You can also file a complaint with the Consumer Financial Protection Bureau (CFPB) and review the Fair Debt Collection Practices Act (FDCPA) for your rights. If the issue persists, you may file a lawsuit against the debt collector for any violations.

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El
Hi El! How can I assist you with your legal issue today?
Debt collector sued me and garnishing m wages. The de t
Hi El, I'm sorry to hear about your situation. Could you please let me know if you have received any court documents regarding the wage garnishment?
The debt isnt valid because it is a duplicate account r re aged
It sounds like you're dealing with a difficult situation. Here are some steps you might consider:
- Gather all relevant documents, including any proof that the debt is a duplicate or re-aged.
- Dispute the debt with the debt collector and the credit bureaus.
- File a motion to stop the garnishment in the court where the judgment was issued.
Have you already disputed the debt with the credit bureaus or the debt collector?
Yes but the debt balance is different than the originsl crexitor bslance. I believe theres deceptive practice going on due to the lack of vaidation
Case Rating: *
It sounds like you might be dealing with an issue related to debt validation and possible deceptive practices by debt collectors. Here are some steps you might consider:
- Review the Fair Debt Collection Practices Act (FDCPA) for your rights.
- File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consider consulting with a consumer rights attorney.
Have you received any response from the credit bureaus or the debt collector after disputing the debt?
They didnt change anutbing. It remains.
Case Rating: *
It seems like you might need more support in dealing with this matter. Here are some steps you can consider:
- Keep records of all communications with the debt collectors and credit bureaus.
- You can file a lawsuit against the debt collector for any violations of the FDCPA.
- Contact the Tokyo Bar Association for assistance in finding a consumer rights attorney.
Would you like more specific information on how to proceed with these steps?