Intent To Sue Debt Collector

Summary

If youre dealing with identity theft and an illegal address change by a debt collector in Maryland, you have rights under the Maryland Identity Theft Act and the Fair Debt Collection Practices Act. Report the issue to the police and U.S. Postal Inspector. Consult a consumer rights or identity theft attorney, contact the Maryland Office of the Attorney General, Consumer Protection Division, and file a complaint with the Federal Trade Commission. For a sample intent to sue letter, include your details, the debt collectors details, the subject, reasons for suing, and a request for remedies. Always keep records of all interactions with the debt collector.

Full Conversation

identity theft
I see you're dealing with identity theft. In Maryland, you have rights under the Maryland Identity Theft Act and the Fair Debt Collection Practices Act. To help further, could you elaborate on how the debt collector is involved in the identity theft?
change of address
I understand that you've had a change of address. It's important to inform all relevant parties about this change. In the context of your situation, could you please specify who you're trying to notify about your change of address?
illegal change of address by debt collector
I understand your issue. Under the Fair Debt Collection Practices Act, it's unlawful for a debt collector to change your address without your consent. Could you please clarify if you've reported this to the relevant authorities yet?
yes, us postal inspector and police
Great! In Maryland, if you've already reported this to the police and U.S. Postal Inspector, you can:
- Consult a consumer rights or identity theft attorney.
- Contact the Maryland Office of the Attorney General, Consumer Protection Division.
- File a complaint with the Federal Trade Commission.
Remember, always keep a record of all interactions with the debt collector.
sample intent to sue letter to debt collector for remedies
I understand you want to write a letter of intent to sue the debt collector. Here's a basic structure:
- Your Name and Address
- Date
- Debt Collector's Name and Address
- Subject: Notice of Intent to Sue
- Detail the reasons for suing, including specifics about the illegal address change.
- Explicitly state you're considering legal action under Fair Debt Collection Practices Act.
- Request for remedies.
- End with a statement indicating a copy of the letter is sent to Maryland's Attorney General’s Office.
- Sign
Remember, this is just a guide. It's advisable to consult an attorney.