Request Debt Validation Letter

Summary

Under the Fair Debt Collection Practices Act (FDCPA), you can request debt validation, including the original contract, payment history, and proof of ownership. Send your letter via certified mail with return receipt requested for proof of delivery.

Full Conversation

Montana
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to:
- Ask for validation of the debt.
- Request the original contract.
- Seek payment history.
- Obtain the original creditor's name and proof of assignment.
Remember to send your letter via certified mail with return receipt requested. This will provide you with proof that the letter was received.