Credit Card Dispute Options

Summary

If you receive a subpoena for a credit card fee you believe was paid off, review account statements to verify charges. Contact the creditor to discuss and negotiate a resolution. Consider disputing the charges with the credit card company. Consulting a consumer rights attorney can provide further guidance.

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I receive a subpoena from my credit card company demanding a $* fee for a credit card I paid off two years ago. Apparently a $* purchase interest charge was placed on the card a month after it was paid off and left unnoticed. What are my legal options?
Hi ****! Here are a few options you could consider:
- Review Account Statements: Verify the charge and any subsequent fees.
- Contact Creditor: Discuss the charge and negotiate a resolution.
- Dispute Charges: File a dispute with the credit card company.
- Seek Legal Advice: Consult with a consumer rights attorney.
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