Bank Fees Dispute Resolution

Summary

If youre facing repeated insufficient fund charges and harassment from debt collectors in British Columbia, you may have rights under consumer protection laws. Consider contacting Consumer Protection BC for guidance on handling debt collectors and disputing charges. Filing a complaint with your bank and consulting legal aid services for low-income individuals can also be beneficial. These steps can help you address the issue and protect your rights.

Full Conversation

I live in BC Canada I am low income and my back has charged me $*.* insufficient fund charges * times from a preauthotlrizatiobn I asked the company to cancel twice by email. Now I’m being harassed by a debt collecting firm What -
It's unfortunate you're dealing with this. You may have rights under BC's consumer protection laws. Here are some steps you can take:
- Contact Consumer Protection BC for assistance.
- File a complaint with your bank.
- Consult with a legal aid service for low-income individuals.
Have you tried contacting Consumer Protection BC or your bank regarding this issue?
I haven’t but I will
Ravin, it seems you're dealing with a challenging situation. Here are some steps you might consider:
- Contact Consumer Protection BC: They can guide you on how to handle the debt collector and the charges.
- File a complaint with your bank: Explain that you requested the cancellation and contest the charges.
- Reach out to legal aid services in BC for low-income individuals: They can provide free legal advice.
Would you like more information on how to contact these services?