Tree Damage Insurance Coverage

Summary

In California, if a healthy tree on your property falls and causes damage, it is generally considered an accident and may be covered by homeowners insurance. However, if the tree was known to be damaged and not maintained, it might be considered negligence and not automatically covered. Its important to review your insurance policy or contact your insurance company for specific coverage details.

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On my property and healthy
In California, if a healthy tree on your property falls and causes damage, it's generally considered an accident. You can contact your homeowner's insurance to check if this situation is covered under your policy.
Would you like any assistance with contacting your insurance or further clarification on this matter?
Is negligence automatically covered in homeowners for a tree that falls on a neighbor?
In California, homeowner's insurance typically covers damage caused by a tree falling due to an accident (like a storm). However, if the tree was known to be damaged and you didn't maintain it, it might be considered negligence and not automatically covered. It's best to review your policy or contact your insurance company for specifics.