Balcony Incident Car Damage

Summary

The user, a resident of Georgia, helped a friend push a couch off a balcony which damaged another persons car. The damage is estimated at $2000. The user is unsure whether they are obligated to pay out of pocket or if their insurance should cover the damage. In Georgia, causing property damage over $500 is considered a felony, with penalties including a fine up to $5000 or 1-5 years in prison. The user was advised to consult their insurance provider and possibly a local attorney.

Full Conversation

i helped a friend push a couch off a balcony and it hit someone else’s car. am i obligated to pay out of pocket?
What is your location, Kevin? In many jurisdictions, you could be held liable for damages caused by your actions.
georgia
What is the extent of the damage caused to the other person's car?

In Georgia, if you cause property damage, you may be held financially responsible.
damage on side body of car
What is the estimated cost of the damage? In Georgia, if the damage is under $*, it's considered a misdemeanor with a fine up to $*,* or 12 months in jail.
*$
In Georgia:

- Damages over $* are considered a felony.
- Penalties can include a fine up to $* or *-5 years in prison.

Please consult a local attorney.
does insurance have to pay or me?
In Georgia, if you have liability insurance, it may cover the damages. However, it depends on your policy. Please check with your insurance provider.
i helped push a couch off of a balcony and it hit another friends car
What state did this incident occur in? This will help me provide you with the most accurate information.
georgia
What was the extent of the damage to the car?

In Georgia, you could potentially be held liable for the damage caused. It's advisable to contact your friend and discuss the matter.
damage to the side of the car
In Georgia, you may be held liable for property damage. It's best to discuss this with your friend and possibly involve your insurance. The nearest court is Fulton County State Court, contact: (*) *-*.
he wants me to pay out of pocket
What is the estimated cost of the damage? In Georgia, if the damage is significant, it might be worth involving your insurance company.
*
In Georgia, if the damage is under $*, it's considered a misdemeanor. Over $*, it's a felony. You may want to consult a lawyer.
he never called police or filed insurance and it’s been over 6 months
Have you made any payments or agreements with your friend about the damage?

In Georgia, the statute of limitations for property damage is 4 years.
no
What is your friend's current stance on the matter? Are they still insisting on you paying out of pocket?
yes he wants me to pay * and the other person to pay *
What is your financial situation? Can you afford to pay the $*? In Georgia, if you can't pay, you may want to consult a lawyer or contact Fulton County State Court at (*) *-*.
i can pay half. i’m a college student
What is your friend's response to you paying half of your share? In Georgia, it's important to reach a mutual agreement to avoid potential legal issues.
he wants me to pay the full *
What is the condition of your friend's car now? Has it been repaired or is it still damaged?
still damaged
What is the reason your friend hasn't repaired the car yet?
hasnt got a good quote and wants us to pay
What is the estimated cost of the repair that your friend has received so far?
*
What is your friend's plan if you and the other person refuse to pay the full amount?
not sure
What is your friend's plan if you and the other person refuse to pay the full amount?
cpntact our parents
What is your age and the age of the other person involved in this incident?
* and *
In Georgia, parents are not legally responsible for damages caused by their adult children. It's best to negotiate a fair payment plan with your friend.
so should he contact insurance or should i?
It's generally best for the owner of the damaged property to contact their insurance company. However, you may also want to inform your insurance about the incident.
what if i refuse to pay unless he calls insurance
What is your insurance policy regarding third-party property damage? In Georgia, if you have liability coverage, it may cover the damages.
i’m not sure. i have allstate
What does your Allstate insurance policy cover in terms of third-party property damage?
does vehicle insurance cover damaging other vehicles without being in a car
In general, auto insurance covers damages to other vehicles while driving. However, your situation is unique. It's best to contact Allstate directly for clarification.