Insurance Coverage For Repairs

Summary

Insurance policies generally do not transfer with vehicle ownership, so the previous owners insurance is unlikely to cover repairs after the sale. If the previous owner agrees to fix the windshield using their insurance, ensure this agreement is documented in writing before finalizing the purchase. This documentation provides clarity and ensures the repair is completed as promised. Consider contacting your own insurance provider for potential coverage options.

Full Conversation

Yes.
Generally, insurance policies do not transfer with the vehicle to the new owner. The previous owner's insurance likely won't cover the windshield repair after the car is sold. You may want to contact your own insurance provider for coverage options or inquire if the previous owner can claim it before the sale.
Is there anything else you'd like to know about this issue?
What about if the owner said she would fix it with her insurance
If the previous owner has agreed to fix the windshield using their insurance before completing the sale, it is crucial to get this agreement in writing. This ensures there is a clear understanding and commitment.
My question for you: Have you documented this agreement with the previous owner?
No i have not.
It's important to have any agreement regarding repairs documented. Here are some steps you can take:
- Get Written Agreement: Ask the previous owner to provide a written agreement stating they will fix the windshield using their insurance.
- Timing: Ensure the repair is done before the sale is finalized.
Would you like more information on drafting such an agreement?