Understanding Insurance Claim Disputes

Summary

Edward Middleton received a collection letter from Thomas George Associates, stating that Liberty Mutual Insurance has a $5,000 claim against him. The claim is related to an accident he had while driving a truck for a car dealer. The truck malfunctioned and caused an accident. Edward reported the incident to his employer and the police. He has contacted Thomas George Associates for debt validation but has not received a response yet. He is advised to follow up with Thomas George Associates and consider consulting with a lawyer.

Full Conversation

I got a collection letter from Thomas George associates saying liberty mutual insurance has a *,* claim agenst me and I am having a hard time finding out why
Did you recently have any incidents that might have involved insurance, such as a car accident or property damage?
Yes but it wasn't my fault I didn't get any tickets and the truck had a dealer plate on it
Can you provide more details about the incident? It's important to understand the context to provide accurate information.
I was working for a private car dealer on the side I was driving one of his trucks and it malfunctioned and wrecked me in to a parked car
Did you report the malfunction and accident to your employer or the car dealer?
Of course and the police
What was the response from your employer and the police after you reported the incident?
Police were fine employer wasn't happy
What was the reason your employer was unhappy? Did they mention anything about insurance or liability?
No it had his dealer plate
Did your employer or the police mention anything about who would be responsible for the damages?
Nope
Did you receive any documentation or correspondence from Liberty Mutual Insurance regarding this claim?
Nope just the Thomas George associates
Did Thomas George Associates provide any details about the claim in their letter?
Nope nothing
Did you contact Thomas George Associates for more information about the claim?
I emailed them a request for debt validation
What was their response to your request for debt validation?
I am just wondering what else I need to do
You might want to follow up with Thomas George Associates if you don't receive a response soon. Also, consider consulting with a lawyer for advice.
Ok thanks
Is there anything else I can assist you with, ****?
I haven't got one yet