Insurance Claim Payout Dispute

Summary

If your mechanical breakdown insurance policy states that dismantling costs are covered within the claim limits, these costs might be deducted from your payout. Review your policy and discuss with your insurance provider to ensure they are adhering to the terms. Consider seeking legal advice if discrepancies persist.

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I have mechanical breakdown insurance on my car that had a breakdown. The claim has been accepted. In my policy it states: You will be required to authorise any dismantling required to determine if there is a valid claim under this insurance policy. Costs for dismantling are covered subject to the limits of liability and terms and conditions contained in this insurance policy should a subsequent acceptable claim arise.
Hey ****! It sounds like you're dealing with a mechanical breakdown insurance claim. Since the claim has been accepted, you'll need to authorize any necessary dismantling of the car. The costs for dismantling should be covered, but make sure to check the limits and conditions of your policy. Do you have any specific concerns or questions about this process?
However the claim max is 10k and I have requested cash payout. They are trying to remove the dismantling costs from the * and give me the remaining 6k
It seems like you're dealing with an insurance claim dispute regarding the dismantling costs. Here are a few points to consider:
- Review your insurance policy to confirm the terms regarding dismantling costs and payout limits.
- Check if dismantling costs should be deducted from the claim limit.
- Discuss with your insurance provider to clarify discrepancies.
Would you like assistance in connecting with legal professionals for further advice?
Based on what I've pasted here should they be taking the money from my payout?
Case Rating: *
It sounds like you're in a bit of a tricky situation with your insurance payout. Generally, if your policy states that dismantling costs are covered within the claim limits, they might deduct these costs from your payout. However, it's essential to thoroughly review your policy and discuss this with your insurance provider to ensure they are following the terms correctly. If needed, you might consider seeking legal advice to clarify this further.