Underinsured Motorist Claim Options

Summary

If an underinsured motorist insurance company in Illinois or Louisiana isnt paying policy limits, you can write a demand letter, file a complaint with the state Department of Insurance, or consider legal action for bad faith insurance practices.

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**** In Illinois
In Illinois, if an underinsured motorist insurance company isn’t paying the policy limits when they should, you have similar options:
- Demand Letter: Write a formal demand for payment outlining your case.
- Complaint: File a complaint with the Illinois Department of Insurance.
- Legal Action: Consider filing a lawsuit for bad faith insurance practices.
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