Insurance Claim Documentation Guide

Summary

It appears you are dealing with a complex insurance claim issue involving potential fraud and mishandling. To address this, gather any available documentation, such as previous insurance documents, bank statements showing premium payments, and any correspondence with your insurance company. If documentation is missing, contact your bank for statements and file a complaint with the California Department of Insurance. Consider consulting a local attorney specializing in insurance claims to navigate this situation. Lawyers may work on a contingency fee basis, typically ranging from 25% to 40%.

Full Conversation

I'm asking you what papers do I need to get to receive and how is the process done if they litigate that they will pay me in and are they going to pay me in full because it I heard that it was over *,* cuz I was playing full coverage I had everything covered and I was doing real good and I happen to get incarcerated in an accident and you know I just I'm not sure what paperwork I need to get
It sounds like you need information on filing an insurance claim after an accident, especially one involving incarceration. Here are some steps and documents you may need:
- Accident Report: Obtain a copy of the police report.
- Insurance Policy: Have your policy details ready.
- Medical Records: If there were injuries, gather medical reports.
- Repair Estimates: Collect estimates for vehicle repairs.
- Proof of Incarceration: Any documents related to your incarceration.
Have you already contacted your insurance company?
I had tried to call him and now they can't see any since since it's time lapse that I don't have that insurance they can't find me in the system how convenient
It sounds frustrating that your insurance company can't locate your information. Since there has been a lapse in your insurance, it might be helpful to:
- Gather Documentation: Collect any previous insurance documents, emails, or communications related to your policy.
- Proof of Payment: Any bank statements or receipts showing premium payments.
- Legal Assistance: Consider speaking with a lawyer specializing in insurance claims to help navigate this situation.
Would you like to be connected to local lawyers who can assist you further with your case?
I don't understand you I paid my I paid my car insurance every month I paid extra for the next month if I had to I it was through them but I don't have any of that paperwork and I moved and all that stuff my ex had burned the stuff but I'm telling you I'm have my ID and I know that that you know through that that's who the the policy holder was and I didn't give anything in in the policy for any kind of payment to be given to anybody else just anybody how could anybody just transfer over a policy into their account
Case Rating: *
It sounds like you have a challenging situation with your insurance policy and documentation. Here are some steps you can take:
- Identity Verification: Use your ID to verify your identity with the insurance company.
- Request Policy Details: Ask the insurance company to resend your policy details.
- Proof of Premium Payments: Provide bank statements showing your premium payments.
Have you tried contacting the insurance company with your ID to verify your policy details?
Every time I call the insurance policy they say they can't find my account through my name
Case Rating: *
It seems like you're facing a complex issue with your insurance company. Here are a few steps you might take:
- Identity Verification: Use your ID for verification with the insurance company.
- Documentation: Provide any bank statements showing premium payments.
- Request Policy Details: Ask the insurer to resend your policy details.
Have you tried providing your bank statements to show your premium payments?
I meant every time I call the insurance
Case Rating: *
It sounds like you've been through a lot. Here are some additional steps you can take:
- Formal Complaint: File a formal complaint with the California Department of Insurance.
- Legal Assistance: Given the complexity, legal assistance might help.
Have you considered filing a complaint with the California Department of Insurance?
Well I worded it in every different way but I didn't even know there was a California department of insurance do you have their phone number and ask and tell me what what they want to see of mine
Case Rating: *

California Department of Insurance


Phone: *-*-*-*
Website: www.insurance.ca.gov

When contacting the California Department of Insurance, have the following documents ready:
- Government-issued ID
- Any previous insurance documents or policy numbers
- Bank statements showing premium payments
- Any correspondence with your insurance company
Have you tried gathering any previous emails or documents related to your insurance policy?
Maybe I could get to the California department of insurance copies of those payments and stuff I don't have that bank account either it's it's me and somebody had I think it might have been a cousin or something of mine somebody said and I'm just finding out about it and I I'm just really frustrated that someone would take my money
Case Rating: *
It sounds like a frustrating situation. Here are steps to consider:
- Identity Verification: Use your ID to verify with the insurance company.
- Gather Documentation: Collect any prior insurance documents and bank statements showing premium payments.
- File a Complaint: Contact the California Department of Insurance at *-*-*-* or visit [www.insurance.ca.gov](www.insurance.ca.gov).
Have you tried gathering any previous emails or documents related to your insurance policy?
I don't have any copies my ex burned everything I had
Case Rating: *
It sounds like you're dealing with a very challenging situation without having any documentation. Here are some additional steps you can take:
- Contact your bank to see if they can provide you with statements showing your insurance payments.
- Contact the California Department of Insurance to file a complaint and explain your situation.

Would you like to be connected to local lawyers who can better assist you with your case?
Well can you please just give me some information on the local lawyer I really don't want it I don't know how much of a percentage they get of it cuz it was over *,* they got on my money
Case Rating: *
It sounds like you might benefit from speaking with a lawyer, especially given the complexity of your situation. I can provide some general information on lawyer fees:
- Contingency Fees: Many lawyers take cases on a contingency fee basis, meaning they only get paid if you win. The typical percentage ranges from *% to *%.
- Hourly Fees: Some lawyers charge by the hour. Rates can vary widely.
- Flat Fees: For certain services, a lawyer might charge a flat fee.
Would you like to know more about any specific type of lawyer or legal service?
How do I find a lawyer that needs a due promo
Case Rating: *
It sounds like you have a significant case involving a substantial amount of money and possible fraud. Would you like to be connected to local lawyers who can better assist you with your case?
If yes, I'll need to ask a few questions to proceed.
Yes ok
Case Rating: *
Would you like to be connected to local lawyers who can better assist you with your case? If yes, I'll need to ask a few questions to proceed.
Can you give me a bit more information about the issue?
Yes
Case Rating: *
It sounds like you have a potentially high-value case involving insurance and possible fraud. To connect you with local lawyers, I'll need to ask a few questions.
Can you give me a bit more information about the issue?
Ok the the night I got in an accident was when they took my car when I hit I ran over a fire hydrant and it went up to the engine and pretty basically totaled it and I had gotten arrested I just you know and this has been a few years but someone told me there's no statue of limitation on something like that so I mean it's been like I've been incarcerated and it's it's over 10 years but I don't I think that since they owe me and they gave my check to somebody else without my okay or even seeing me or anything that this is just crazy I don't know what to do I got arrested and then when I got out and I had called the insurance company they said they couldn't find me I just thought well I paid on time for like for 5 years and pretty much had only one more one or two more payments left and they honored my the company honored my you know insurance to get a new vehicle that while when they issued it to somebody else while I was incarcerated and that's basically it
Case Rating: *
It sounds like you have a complex issue involving insurance fraud and potential mishandling of your claim. Would you like to be connected to local lawyers who can better assist you with your case?
If yes, I'll need to ask a few questions to proceed:
*. What is your name?