Summary
You can request an independent inspection to verify car damage and repair costs. Liability insurance covers damages to others, not your own vehicle. Consider comprehensive coverage for better protection. In New York, protect yourself in car transactions with a written agreement detailing payment terms and vehicle details.Full Conversation
i have liability insurance and totalled my car, and pay almost *.* a month. why does my insurance never help me
It sounds frustrating dealing with insurance limitations. Liability insurance typically covers damage you cause to others, not your own vehicle. You might consider adding comprehensive or collision coverage for better protection in such cases. Have you discussed coverage options with your insurance agent?
whats the cost to repair a lincoln suv back under bumper by muffler
When dealing with repair costs after an accident, repair estimates can vary widely depending on the extent of damage and labor costs. It's best to get quotes from multiple repair shops for an accurate cost. If you were involved in an accident, it's advisable to consult your insurance company regarding coverage options and next steps. Would you like more information on handling claims or disputes with your insurance?
when giving someone a *.* down payment for a car, and paying the rest in a few days, what should i do to leagly protect myself in ny
Case Rating: *
To legally protect yourself when making a down payment for a car in New York, consider the following steps:
- Ensure you have a written agreement detailing the payment terms.
- Include the vehicle identification number (VIN), payment schedule, and any conditions.
- Obtain a receipt for the down payment.
- Verify the seller’s identity and ownership of the vehicle.
Would you like more information on drafting a legal agreement for this transaction?
yes
Case Rating: *
To draft a legal agreement for a car transaction in New York, consider these points:
- Clearly state the terms of the sale, including the total price, down payment, and remaining balance.
- Include the VIN, make, and model of the vehicle.
- Both parties should sign and date the agreement.
- Consider having the document notarized.
Would you like more details on any of these points?