Michigan No Fault Insurance Explained

Summary

Michigans No-Fault Insurance Law requires drivers to maintain liability coverage, but residual liability refers to damages beyond no-fault policy limits, including non-economic damages and out-of-state accidents. A courts decision on one issue doesnt prevent decisions on other issues from the same facts. For vehicle accidents, claims up to $1,000 (before July 1, 2020) or $3,000 (after July 1, 2020) can be made for damages not covered by insurance, following specific procedures in subsection (4).

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what do you mean by residual liability
Residual liability in Michigan refers to the legal responsibility for damages or injuries you cause in an accident, beyond what is covered by your no-fault insurance. It includes:
- Damages above the no-fault policy limits
- Non-economic damages (pain and suffering)
- Liability for accidents outside Michigan
Do you have any specific concerns or situations related to this?
what dose A decision of the court is not res judicata in any proceeding to determine any other liability arising from the same circumstances that gave rise to the action mean
In simple terms, this means that a court's decision on one issue does not prevent the court from deciding on a different issue that arises from the same set of facts or circumstances.
Is there a specific case or situation you are dealing with related to this concept?
what does this mean - (e) Damages up to $*,*.* to a motor vehicle or, for motor vehicle accidents that occur after July *, *, up to $*,*.* to a motor vehicle, to the extent that the damages are not covered by insurance. An action for damages under this subdivision must be conducted as provided in subsection (*).
This provision means:
- For motor vehicle accidents before July *, *, you can claim up to $*,* in damages to your vehicle if not covered by insurance.
- For accidents after July *, *, you can claim up to $*,*.
- These claims must follow the procedure outlined in subsection (*).
Are you currently dealing with a motor vehicle damage claim?
yes, can you tell me more about subsection *
Sure! Subsection (*) outlines the specific procedures to follow when making a claim for vehicle damages not covered by insurance. This usually includes filing deadlines, required documentation, and the process for disputing claims.
Could you share more details about your motor vehicle damage claim, such as the date of the accident?