Insurance Claim Dispute Resolution
Summary
If you face a denied insurance claim due to discrepancies in your statements, its crucial to address the mistake directly. Explain the discrepancy as an honest mistake without intent to deceive, and provide supporting evidence if possible. Consulting a lawyer can help present your case effectively. In Kentucky, insurers must act in good faith, and prolonged delays or unfounded accusations may violate these laws. Consider seeking legal advice to explore your options for challenging the denial and ensuring fair treatment.Full Conversation
Rhonda
Hi Rhonda! How can I assist you with your legal issue today?
I had a fire in * at my home and it was a total loss in KY I did an EUO with State Farm's atty and then did a deposition that was continued for * monthand finalized . In the EUO I was given a letter and asked if I received it from a Darin
Hi Rhonda! I'm sorry to hear about the fire. Could you let me know what specific legal information or assistance you're seeking regarding the EUO and deposition?
Yes I answered yes to a quesstion in the E
Hi Rhonda! To better assist you, could you clarify what specific issue arose from answering "yes" to the question in the EUO? Are you concerned about the consequences of your answer or do you need information on how to proceed with your claim?
I answered yes to a question in the EUO and No to the same question in the deposition State farms policy is if I am untruthfull they can deny my claim It was a mistake and the question was of no importance to the case How can I defend myself over this mistake to have my claim paid
Case Rating: *
It's important to address the mistake directly and calmly. Here are some steps you can take:
- Clarify the Mistake: Clearly explain the discrepancy and emphasize that it was an honest mistake with no intent to deceive.
- Provide Evidence: If possible, provide evidence that supports your explanation of the mistake.
- Consult a Lawyer: Consider consulting a lawyer to help you present your case effectively.
Would you like more detailed information or have any further questions?
State Farm has acted in bad faith Ky law states I am to have a decision on my claim within reasonable time. They have made * accusations of arson and non have panned out in their favor so they now are turning to the unfaithful clause in the policy to deny my claim. I have been battling them for 2 years and this is their reason for denial BUT were they in violation for not acting in good faith first
Case Rating: *
State Farm's actions could be in violation of Kentucky's good faith and fair dealing laws. Would you like to be connected to local lawyers who can better assist you with your case?
What is your phone number?