Medical Disclosure For Insurance

Summary

Attendance during active labour and postpartum care is not classified as a medical appointment or consultation under typical legal definitions. However, insurance applications may have specific language or interpretations. Reviewing the policy terms or consulting a lawyer can provide clarity.

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“I have not been advised to have a medical appointment or consultation with a health care professional that has not yet taken place....was this ...“Attendance in active labour at your choice of birth place and for *–* hours postpartum (or longer if needed)"Was this a medical appointment or consultation that you were advised to have and that had not yet happened?
It seems you're asking whether "attendance in active labour at your choice of birth place" constitutes a medical appointment or consultation that you were advised to have but that has not yet occurred. Generally, this would not typically be classified as a "medical appointment or consultation." It refers to care provided during labour and postpartum, not an appointment to consult a medical professional.
If this is part of a legal or contractual matter, it might help to clarify the context or terms involved. Let me know if you need more details!
it part of final document for term isnuracne application. i have listed the pre and pst care appoiments for my preagcny as i belive they fall under “I have not been advised to have a medical appointment or consultation with a health care professional that has not yet taken place" but i am unsure about Attendance in active labour at your choice of birth place and for *–* hours postpartum (or longer if needed)
“Attendance in active labour at your choice of birth place and for *–* hours postpartum (or longer if needed)” is generally not considered a medical appointment or consultation. It describes labour and postpartum care, which are part of the birthing process, not a scheduled consultation with a health professional.
For your term insurance application, it seems reasonable to exclude this from the category of "medical appointments or consultations that have not yet taken place." However, if you're unsure about how the insurer interprets this, it might be good to confirm with them directly.
i cant quite confrim with them diorectly but lkegally would that have to be doislosed or no?
Case Rating: *
Legally, “attendance in active labour at your choice of birth place and for *–* hours postpartum” is not typically classified as a "medical appointment or consultation." If the insurer defines this differently, disclosure might depend on their terms. For clarity, review the policy or consult a lawyer.
not typically classified as a "medical appointment or consultation. not or *% not it either is or is not
Case Rating: *
Legally, “attendance in active labour at your choice of birth place and for *–* hours postpartum” is not classified as a "medical appointment or consultation." This is care during childbirth, not a scheduled appointment. However, insurers may define terms differently. Reviewing their policy wording is key to certainty.
b) Since the base application was signed by me: i. I have not had any illness, disease, disorder, injury, operation or treatment, I have not had any symptoms for which I have not yet seen a health care professional; I have not consulted, been examined or treated by any health care professional and I have not been advised to have a medical appointment or consultation with a health care professional that has not yet taken place, I have not had any medical tests completed and have not been advised to have any medical tests that have not yet been completed, there has been no change in my country of residence that has not been fully disclosed in the documents in this eContract Delivery signing package.
Case Rating: *
The attendance during active labour and postpartum care is not a "medical appointment or consultation" under its usual legal and contractual meaning. However, the language in insurance applications can vary. If the terms of your application are unclear, you may want to consult a lawyer for precise guidance.