Claiming Deceaseds Insurance Policy

Summary

The user is trying to claim their deceased fathers insurance policy in Georgia. They were informed about the process which includes notifying the insurance company, submitting a certified copy of the death certificate, completing the insurance companys claim form, and providing identification and proof of relationship to the deceased. The user was also informed that if the primary beneficiary is deceased, the policy usually goes to the deceaseds estate and they may need to go through probate court. The user was advised to consult a lawyer and was provided information about the Georgia Legal Services Program for free or low-cost legal assistance.

Full Conversation

My father is deceased and has a insurance policy I’m trying to claim
Hello ****, I'm sorry for your loss. The process to claim a deceased person's insurance policy can vary. Could you please tell me where you are located so I can provide the most accurate information?
Georgia
Hello ****, in Georgia, to claim a deceased person's insurance policy:
- Notify the insurance company about the death
- Submit a certified copy of the death certificate
- Complete the insurance company's claim form
- Provide your identification and proof of your relationship to the deceased
This process may vary slightly by company.
My father had an insurance policy and my mother was the beneficiary but she is deceased. I am his daughter so how do I get the money
Hello ****, in Georgia, if the primary beneficiary is deceased, the contingent beneficiary, if named, is entitled to the policy. If none were named, the policy usually goes to the deceased's estate. You may need to go through probate court. Consult a lawyer for this.
I don’t have the money for a lawyer
Hello ****, I understand your situation. In Georgia, there are legal aid services which can provide free or low-cost assistance. The Georgia Legal Services Program (GLSP) is one such organization you could consider.
Ok
That's great, ****. If you need further assistance, feel free to ask. For GLSP, the contact details are:

Georgia Legal Services Program (GLSP)


Phone: (*) *-*
Address: * Marietta St NW Suite *, Atlanta, GA *
Website: www.glsp.org