Insurance Information Sharing Concerns

Summary

Insurance companies in arizona can share information through databases like clue, which is generally legal. You can request a free clue report annually to ensure data accuracy. Insurance rates are influenced by factors such as location, credit score, and previous claims. Consider shopping around, increasing deductibles, and improving your credit score to potentially lower premiums.

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Well i am tryi g to get insurance on my car and it seems my previous insurer is sharing information with other insurance agencies
Hi ****! In Arizona, insurance companies often share information through databases like the Comprehensive Loss Underwriting Exchange (CLUE). This is generally allowed under privacy laws.
- Ensure your data is accurate in CLUE reports.
- You can request a free CLUE report once a year.
Would you like more information on how to request your CLUE report?
Yes please
Sure! Here's how you can request your CLUE report:
- Visit LexisNexis' website: https://personalreports.lexisnexis.com
- You can request your CLUE report online or by calling LexisNexis at *-*-*-*.
- You are entitled to one free report every 12 months.
Would you like more information on how to dispute errors in your CLUE report?
Thanks
Case Rating: *
It seems like ****'s issue is about understanding how to manage his CLUE report and ensuring the information is accurate. This is a relatively straightforward process and typically does not require legal intervention. If you need more detailed assistance, feel free to ask!
Why is my insurance so expensive for an old car with state minimum coverage i am * no tickits no accidents
Case Rating: *
Insurance rates can be influenced by multiple factors, even for an old car with state minimum coverage:
- Location: High-risk areas may have higher premiums.
- Credit Score: Lower credit scores can increase rates.
- Previous Claims: Even without recent accidents or tickets, past claims can affect rates.
Would you like more information on how to potentially lower your insurance premiums?
Yes please
Case Rating: *
Here are some tips to potentially lower your insurance premiums:
- Shop Around: Compare rates from different insurers.
- Increase Deductibles: Higher deductibles can lower premiums.
- Discounts: Look for discounts like safe driver, multi-policy, or low mileage.
- Improve Credit Score: Better credit can lead to lower rates.
Would you like more specific advice or any further assistance?