Filing Insurance Claim Denial

Summary

If your insurance claim for shipping damage was denied due to alleged improper packaging, review your policys packaging requirements. Gather evidence like photos and documentation to support your case. You can file a formal appeal with the insurance company. If you choose to file a court case in arizona without a lawyer, known as filing pro se, ensure you determine the proper court, prepare and file your complaint, pay the filing fee, and serve the defendant. Consider consulting a local attorney for personalized advice.

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I purchased solar panels at a bankruptcy auction. I purchased insurance to protect against shipping damage. The panels were damaged during shipping. The insurance company claims they were not packaged correctly. The panels were packaged on a shipping pallet, stretch wrapped and held down to the pallet with cargo straps as is common practice.
It sounds like you're dealing with a potential bad faith insurance claim denial. Here are some steps you might consider:
- Review your insurance policy to understand the packaging requirements.
- Gather evidence, such as photos and documentation, showing the packaging method used.
- Write a formal appeal to the insurance company, detailing why you believe the packaging was sufficient.
Would you like to connect with a local lawyer who can assist you with this case?
can I make a court filing myself without a lawyer?
Yes, you can file a court case yourself without a lawyer, which is known as filing "pro se." Here are some steps you can follow for filing in Arizona:
- Determine the proper court
- Prepare and file your complaint
- Pay the filing fee
- Serve the defendant
Would you like more detailed information on any of these steps?