Insurance Dispute Resolution Steps

Summary

In california, a classmates witness statement can be valid evidence, though insurers may question its reliability due to potential bias. Gather all evidence, including photos, and submit to both insurers. Consider subrogation and mediation to resolve disputes. Consult a local attorney for personalized advice.

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Subrogate - car accident, I wasnt at fault and i know that but the other persons insurance is saying its both of our faults, but when i told my insurance my situation, they said it was her fault. What do i do?
It sounds like you're dealing with a dispute between insurance companies. Here are a few steps you can take:
- Gather all evidence (photos, witness statements, police reports).
- Submit this evidence to both insurance companies.
- Consider filing a claim with your own insurance for subrogation.
Would you like to be connected to a local lawyer for better assistance with your case?
I took pictures and have a witness but its a classmate (acquantance of mine), could that be proven as proof? The other insurance company said they arent sure if they could use that witness statement because its not reliable since theyre my classmate, is that true?
In California, a witness statement from a classmate can still be considered valid evidence. Insurance companies may question the reliability due to the relationship, but it doesn't automatically disqualify their testimony. It's important to provide all evidence you have, including photos and the witness statement.
Would you like to be connected to a local lawyer who can help you with your case?
ont connect me to anything, but why would the insurance company claim my witness is unreliable?
Insurance companies may claim your witness is unreliable due to the potential bias from your relationship. However, their statement can still hold weight. Here are some steps you can take:
- Provide a detailed witness statement.
- Highlight any objective aspects of their testimony.
- Submit all other evidence to support your case.
Have you considered getting a police report or other independent witnesses to strengthen your case?
There weren't any present cameras but there are pictures of the damages. What do I do if there is a dispute between our insurances?
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If there's a dispute between insurance companies, you can take the following steps:
- Continue to gather and submit all evidence (photos, witness statements).
- Ask your insurance company to pursue subrogation on your behalf.
- Consider mediation to resolve the dispute.
Have you already provided all the evidence to both insurance companies?
No
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You should gather and submit all your evidence to both insurance companies. Ask your insurance company to pursue subrogation on your behalf. Mediation could also help resolve the dispute.
Would you like more detailed information on any of these steps?