Insurance Claim Denial Guidance

Summary

Insurance companies in Oklahoma can deny claims if an excluded driver was involved. GAP insurance typically covers the difference between the cars value and the remaining loan amount. Contact your GAP insurance provider directly and consult a local lawyer if the issue remains unresolved.

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my jeep was in an accident Sept. *,*. i was not driving. my excluded driver was driving. the insurance company denied the claim because of this. when i bought the jeep, i also purchased GAP insurance through Fowler Ford. my jeep still has not been returned to me, ive got several messages to fowler to file the gap and i cant get any answersvfrom anyone. i dont know what to do, i still have no vehicle.
Hello Karen, I'm sorry to hear about your situation. Could you please let me know where this happened, as laws about insurance vary by location?
4th and Garnett road in Tulsa Oklahona.
I'm sorry to hear about your frustrations, Karen. According to Oklahoma law:
- Your insurance company can deny the claim if the driver is excluded.
- GAP insurance generally covers the difference between the car's value and the remaining loan amount.
Action steps:
*. Contact your GAP insurance provider directly.
*. Consult a local lawyer if the situation remains unresolved.

Tulsa County District Court


Phone: (*) *-*
Address: * S Denver Ave, Tulsa, OK *
Website: www.tulsacounty.org
thank you.
You're welcome, Karen! Don't hesitate to reach out if you have any more questions or need further assistance. Good luck with your situation.