Passenger Injury Liability Explained

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If someone is injured as a passenger in a car accident who is responsible for the medical bills
Hello ****, to clarify, can you please confirm the location where the accident occurred? Laws can differ from place to place.
New jersey
In New Jersey:
- If the passenger has Personal Injury Protection (PIP) insurance, it will cover their medical bills.
- If not, the driver's PIP insurance can cover it.
- In case of an at-fault driver, their liability insurance may cover the costs.
What if the person is married but not on their spouse’s policy because they do not drive
In New Jersey, even if a person is not listed on their spouse's insurance policy because they don't drive, they would still be covered under their spouse's Personal Injury Protection (PIP) coverage in case of an accident.
What if the injured party is from New York and the accident took place in new jersey
In this case, New York's "No-Fault" law may extend to accidents occurring in New Jersey, covering the New Yorker's medical bills. However, this can vary based on insurance policies and specific circumstances. It's recommended to consult with a legal expert on cross-state matters.
If a person who is a New York resident and has a license but is not listed on their spouse’s insurance policy because they do not drive is a passenger in a car accident that takes place in New Jersey, who is responsible for the medical bills?
If the New York resident is injured in New Jersey:
- Their own Personal Injury Protection (PIP) may cover them, if they have it.
- If they don't have PIP, their spouse's PIP might cover them, even if they're not listed on the policy.
- If the accident was another driver's fault, that driver's liability insurance may cover the costs.
Please consult a legal expert for specific advice.