Motorcycle Accident Insurance Claims

Summary

Alicia bought a motorcycle that was hit by a car on the same day. Before the insurance company could inspect the damage, the motorcycle was stolen. She was advised to report the theft to the police immediately, regardless of the title status. She was also advised to report the theft to the insurance company and provide any evidence of the damage to support her claim.

Full Conversation

yes, I bought a motorcycle and the same day I bought it when I was driving it home someone ran a red light and hit me.I didn’t have insurance on my bike since I had just bought it a hour before the wreck so the person that hit me gave me her information and she filed police report and insurance claim. Her insurance company called me and wanted to come look at the motercycle to get a quote for the damage done but before they could come take a look at it , it got stolen from in front of my house, and I hadn’t got the motercycle in my name yet so I haven’t reported it stolen to police until I get my title back and I didn’t have any insurance on it either so I didn’t report the theft to any insurance company eith
Did you inform the insurance company about the theft before they came to inspect the damage?

In Missouri:
- Reporting theft is crucial, regardless of title status.
- Insurance claims can be complex in such situations.
It just got stolen today that’s why I am asking you about it because I wasn’t sure what I needed to do so I haven’t yet but I will if I need to, the insurance company was supposed to come look at it in3 days from today
Have you reported the theft to the police yet? In Missouri, it's important to report theft as soon as possible, regardless of the title status.
no
It's crucial to report the theft to the police immediately in Missouri, even if the title isn't in your name yet.
ok if I report the theft to police will I still be able to get paid by the persons insurance company that wrecked into me even though they couldn’t look at it befor the theft
Did you take any photos or have any evidence of the damage to your motorcycle before it was stolen?
yes
In Missouri:

- Evidence of damage can support your claim.
- Report the theft to both the police and the insurance company immediately.

Nearest Police Station: Kansas City Police Department, Contact: (*) *-*.
thank you
You're welcome, ****! If you have any more questions or need further assistance, feel free to ask.