Car Accident Insurance Inquiry

Summary

You can request information on the other driver’s insurance coverage during the claims process, but they are not obligated to provide it. You may need to go through your own insurance company or legal representation to obtain this information. Your insurance adjuster should have access to information about the other drivers insurance, including any underinsured motorist coverage. They can advise you on the details and next steps.

Full Conversation

We were in a car accident and are at fault, unfortunately. We have had a claim filed against us. Can we know if the other driver has underinsured motor coverage? Or allowed to ask?
You can request information on the other driver’s insurance coverage during the claims process, but they are not obligated to provide it. You may need to go through your own insurance company or legal representation to obtain this information.
Would you like information on how to proceed with your insurance company?
Yes can we ask our adjuster who is handling the claim?
Yes, you can ask your insurance adjuster about the other driver's underinsured motorist coverage. They can guide you on obtaining this information and any next steps in the claims process.
Would you like to know more about what information to provide to your adjuster?
Won't they know?
Your insurance adjuster should have access to information about the other driver's insurance, including any underinsured motorist coverage. They can advise you on the details and next steps.
Would you like to know what specific information to provide to your adjuster?
no that is all thank you
It sounds like you have a grasp of the basic steps to take with your insurance adjuster. If you need more detailed guidance in the future, feel free to reach out. Take care!