Summary
In Pennsylvania, if involved in a car accident with no injuries or significant damage, exchange contact and insurance information with the other driver, report the accident to your insurance company, and document the scene. Check with the police department to see if a report was filed. Since no ticket was issued, you likely wont face a fine, but your insurance rates might increase. The sun impairing your vision may be a mitigating factor but does not absolve liability. Your insurance should cover damages, but premiums could rise.Full Conversation
Well, i was involved in a car accident with a school bus but the bus had no children in it and no one was injured nor was the bus put in a non-working state.
Since no injuries occurred and the bus was not disabled, you may primarily be dealing with property damage issues.
Can you tell me which state you are in? This will help me provide specific information regarding your case.
Pennsylvania
In Pennsylvania, you should:
- Exchange contact and insurance information with the bus driver.
- Report the accident to your insurance company.
- Document the scene and any damage.
Were the police called to the scene, and did they file a report? This could be crucial for insurance claims.
I don't know if they filed a report but there were police at the scene but they did not give me a ticket or anything else. they just took my information and that was it.
It sounds like you're dealing with a property damage issue. To proceed:
- Contact the police department to check if a report was filed.
- Report the accident to your insurance company.
- Keep all records of the incident.
Do you need more guidance on how to contact the police department or your insurance company?
No, but i was wondering if you would know if there was a fine or anything financial wise that I should worry about. We have car insurance so that should help with cost but what would a fine be in place? And if so, how much?
In Pennsylvania, fines for car accidents typically depend on the specifics of the incident. Since no ticket was issued, you likely won't face a fine. However, your insurance rates might increase. Check with your insurance company for any deductible or premium changes.
Do you have any more questions or need further details on this matter?
Well, I caused the accident but it was caused because I was unable to see the vehicle due to the sun impairing my vision.
In Pennsylvania, the sun impairing your vision might be considered a mitigating factor but doesn't absolve liability. Since no citation was issued, financial concerns may primarily relate to insurance. Your insurance should cover damages, but premiums could rise.
Do you need more information on how insurance might handle this?
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